Tortilla/hamburger Stuff

1 lb. hamburger (use 15% or 7% fat)
1 small yellow onion, diced
2 garlic cloves, crushed
salt (not much) and pepper
15oz. tomato sauce
onion powder, chili powder, cumin, oregano
1 15 oz. can of red kidney beans, drained

Cook the meat with the onion, garlic and salt/peper in a frying pan. Continue to stir and cook until the meat is cooked and the onion is soft. Pour the tomato sauce into the pan and add seasonings. Add the beans and heat thoroughly. Continue to simmer while you prepare the following....

Large bowl of tortilla chips (if these are low salt, you can add more salt to the meat)
shredded cheese, preferably cheddar
torn or shredded lettuce
olives
tomatoes, cut into wedges
sliced green onions
avocado slices
salsa
sour cream
Place all the above into separate bowls and let each person make their own dinner.